Opening an account with a bank or building society is a relatively simple process, but you will usually be asked for proof of identity and proof of residence. You will also have to fill out an application form, and in some cases pay an amount of money into your new account.

To open a bank account there are usually a number of things you will have to provide:

Proof of identity and proof of residence, as these will help the bank make sure you are who you say you are. This is a legal requirement to help prevent criminal activity - you may need to provide a government-issued documents such as a passport or driving license.

For a Step by Step action plan for opening an account click here.

You will also have to fill in an application form to provide information about yourself, and, with some accounts, pay money into your new account.

The bank or building society is also likely to run a credit check on you, follow this link for more information on Credit Scoring.

Before you do open a bank account, the bank or building society will provide you with details about the account.

For details of your rights and information required before deciding to open the account, follow this link.

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