Money and Debt

UK bodies that regulate the banks, building societies, credit unions, insurers and major investment firms:

The Prudential Regulation Authority (PRA) 

The Financial Conduct Authority (FCA)

The Financial Ombudsman Service (FOS)

The Financial Services Compensation Scheme

The MoneyHelper offers free financial advice to members of the public.

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Mortgages

Mortgages

AN INTRODUCTION TO MORTGAGES

A mortgage is a loan taken out to buy property or land normally over a 25 year period but but the term can be shorter ...
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Mortgages

TYPES OF MORTGAGE

There are two main types of mortgage - Repayment mortgages and Interest-only mortgages. Within these two methods, there are a number of different options and ...
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Mortgages

CHOOSING A MORTGAGE

Choosing between different mortgage lenders and their products will largely depend on your personal and financial circumstances. There are many different factors you should take ...
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Mortgages

APPLYING FOR A MORTGAGE

To apply for a mortgage, you’ll need to complete an application giving details of your employment, income and financial commitments. The lender will run credit ...
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Mortgages

HOME OWNERSHIP SCHEMES

If you live in England and can’t afford to buy a home, you may be able to get some financial help through one of a ...
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Mortgages

REMORTGAGE

Switching mortgages, or remortgaging, involves moving from one mortgage to another. You may choose to remortgage for various reasons, usually to reduce the overall monthly ...
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Mortgages

EQUITY RELEASE SCHEMES

If you are retired or close to retirement (over 55) and own your own home by using an Equity Release Scheme you can release money ...
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