National Debtline provides free confidential and independent advice on debt problems. The charity runs a free helpline, and detailed articles and fact sheets on the topic of debt, there is also a downloadable self-help pack to help get you started.
National Debtline is a debt advice charity run by the Money Advice Trust providing a free and confidential debt advice service for people in England, Wales and Scotland.
Call 0808 808 4000 free, or follow this link to contact details and a confidential form.
The charity also runs a free Business Debtline, on 0800 197 6026.
The charity offers a downloadble Guide - "How to deal with debt", available at this link.
The charity provides a series of detailed easy to access fact sheets, covering a range of topics - from dealing with debts, budgeting sheets to how to deal with mortgages and homelessness.
For sample letters to use to write to your creditors, click here.
To work out or update your household budget follow this link.
For a complete personalised Debt Advice and Solution tool sign-up and log-in here.
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