Money and Debt

UK bodies that regulate the banks, building societies, credit unions, insurers and major investment firms:

MoneyHelper offers free financial advice to members of the public.

Money & Debt categories

MORTGAGE RESCUE SCHEME

The Mortgage Rescue Scheme is no longer available. However other options are available to prevent your home from being repossessed.

Mortgages

EQUITY RELEASE SCHEMES

If you are retired or close to retirement (over 55) and own your own home by using an Equity Release Scheme you can release money ...

Borrowing

INTEREST AND APR

Annual Percentage Rate, or APR, is used to describe the cost of borrowed money, whether this is from loans, overdrafts or buying on credit. APR ...

Banking

PAYING MONEY IN

All accounts will allow you to pay in cash and cheques that are made payable to you. Most will also be able to take electronic ...

Money & Debt Advice

TALK ABOUT DEBT

Talk About Debt can point you at the best people to help you. The charity's website asks you three simple questions and then links you ...

Banking

PAYING MONEY OUT

There are many ways to pay money out of your bank account - you can pay your regular bills by direct transfer or by cheque, ...

Banking

OVERDRAFTS

An overdraft is a way of borrowing money on your current account that your bank or building society may allow so you can to cover ...

Banking

BANKING CARDS

Banking Cards allow you to pay for goods and services and withdraw money with ease. There are a number of different types of card available, ...

Banking

FOREIGN CURRENCY

There are many options to choose from when buying and using foreign currency abroad and it is important to obtain the best available rate with ...

Banking

INTERNATIONAL MONEY TRANSFER

There are several ways to send money overseas including banks, money transfer firms and foreign exchange brokers. Cost and safety are important factors to take ...

Banking

BANKING SECURITY

There are a number of simple steps you can take to prevent criminals getting the information they need to steal money from you or use ...

Banking

IDENTITY THEFT & FRAUD

Identity theft is when your personal details are stolen and identity fraud is when some or all those details are used to commit fraud such ...

Banking

SCAMS

A scam is a fraudulent or deceptive act or operation to trick people out of their money and with the increase in online shopping, banking ...

Banking

THE FINANCIAL SERVICES COMPENSATION SCHEME

The Financial Services Compensation Scheme can pay out compensation if you end up out of pocket because your bank/financial services provider goes bust or if ...

Money & Debt Advice

CHRISTIANS AGAINST POVERTY

Christians Against Poverty has been providing free professional debt help through local churches throughout the UK since 1996.