Money and Debt

UK bodies that regulate the banks, building societies, credit unions, insurers and major investment firms:

MoneyHelper offers free financial advice to members of the public.

Money & Debt categories

OTHER CHARITIES

There are many more charities that provide food for those in need, MyAdvice Gateway has pulled together an alphabetical listing of a wide selection of ...

Food Poverty and Waste

FAIRSHARE

FareShare, established in 1994, is the UK’s longest running food redistribution charity network and aims at relieving food poverty and reducing food waste in the ...

Mortgages

AN INTRODUCTION TO MORTGAGES

A mortgage is a loan taken out to buy property or land normally over a 25 year period but but the term can be shorter ...

Managing Debt

BREATHING SPACE

Breathing Space, also called the Debt Respite Scheme, is a government scheme which is designed to help relieve some of the pressure and stress caused ...

Money & Debt Advice

TURN2US

Turn2us helps people in financial need gain access to welfare benefits, charitable grants and other financial help – online, by phone and face to face ...

Legal Help

CIVIL LEGAL ADVICE (LEGAL AID)

Civil Legal Advice is a government funded advice service offering free, confidential legal advice to people on low income or benefits.

Managing Debt

PAYING OFF YOUR DEBTS

There are a number of government approved ways of paying off your debts depending on your personal circumstances together with many organisations and charities that ...

Money & Debt Advice

NATIONAL DEBTLINE

National Debtline is a free and confidential debt advice service helping people across the UK tackle their debts and manage their money with confidence.

Borrowing

BORROWING MONEY

Loans, overdrafts and buying on credit are all ways of borrowing money. Different methods of borrowing have different features, which make them more or less ...

Savings

SAVINGS ACCOUNTS

A Savings Account allows you to put away money that you would like to save for a purchase or expense. This type of account usually ...

Banking

DIFFERENT TYPES OF BANK

There are a number of different types of bank, and many banks incorporate several functions at the same time. Here we set out definitions of ...

Banking

BASIC BANK ACCOUNTS

A Basic Bank Account allows you to manage day-to-day money and will usually provide you with a bank card but will not let you become ...

Legal Help

LAW CENTRES NETWORK

Law Centres Network are non profit legal practises providing free legal advice and representation to disadvantaged people.

Mortgages

TYPES OF MORTGAGE

There are two main types of mortgage - Repayment mortgages and Interest-only mortgages. Within these two methods, there are a number of different options and ...

Borrowing

TYPES OF LOAN

There are many different types of loan available. It is important to check for repayment penalties such as late charges and understand the difference between ...

Savings

INDIVIDUAL SAVINGS ACCOUNTS

Individual Savings Accounts (or ISAs) are tax-free savings and investment accounts whichl usually pay a higher interest than a normal deposit account. However before you ...

Legal Help

THE INSOLVENCY SERVICE

The Insolvency Service is for people who are struggling to pay their debts as they fall due. The service provides a series of downloadable documents, ...

Managing Debt

PAYPLAN

Payplan provides free debt advice, support and help to anyone facing money problems. Payplan offers a free self help pack, downloadable letter templates, credit card ...

Mortgages

CHOOSING A MORTGAGE

Choosing between different mortgage lenders and their products will largely depend on your personal and financial circumstances. There are many different factors you should take ...

Borrowing

LOAN SHARKS

Loan Sharks are unlicensed moneylenders who charge very high interest rates and sometimes use threats and violence to frighten people who can't pay back their ...