The benefit cap was introduced in stages across England, Scotland and Wales and means that working age people can't receive more than a set amount in benefits, even if their full entitlement would otherwise be higher.
It applies to all benefit claimants who are working-age and receiving Housing Benefit or the Universal Credit Housing Costs element, unless they:
The cap is set at the average net earned income of working households.
The current level of the cap can be found at this link.
If you’re affected, your Housing Benefit or Universal Credit will go down to make sure that the total amount of benefit you get isn’t more than the cap level.
Benefits affected by the cap
The cap applies to the total amount people in your household (you, your partner and any children living with you) get from the following benefits:
Benefits that aren’t included:
You’re not affected by the cap if anyone in your household qualifies for Working Tax Credit or gets any of the following benefits:
If you've been working for at least a year and then lose your job through no fault of your own, your benefits won't be capped for the first nine months.
Full details of how the the Benefit Cap will work can be found at the GOV.UK site.
Further information is available at the following links:
To calculate whether and by how much you will be affected go to our Benefits Calculator Section.
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