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My Advice Gateway

My Advice Gateway is a free resource to help you quickly find the information you need to claim benefits, access help and support or look for a job or training opportunities. Other services include sections on banking, insurance and how to manage debt.

There is so much information available on the internet that it can often be a tedious and time consuming activity to search through the mass of advice that is available in order to find the information you need. Even government websites that have been set up to provide help can be difficult to find your way around.

My Advice Gateway has been built to help you find the information you need quickly and effectively. Links will take you to authoritative advice or the precise application form you need.

We hope you will find My Advice Gateway useful. If you do, why not tell your friends. . .


LHS provides a complete range of web-based housing option services to more than 60 local authorities and hundreds of housing associations across the UK.


My Advice Gateway constantly checks its links to other information sources to ensure they work properly.

However, if you do find a link that does not connect, please let us know so that we can fix it quickly.

Simply drop us an e-mail and tell us which link did not work. We will check it out and put it right.

E-mail: info@myadvicegateway.com




Most banks and some building societies offer a current account - this type of account allows you to manage money going in and out of your account on a day-to-day basis.

A guide, "How to find the best current account", is available at bankrate.com/uk.

Current Accounts will usually provide a card that allows you to pay for items without cash (this is called a debit card). For more information click here

This type of account also allow automatic bill payments direct from your account (these are called direct debits). For more information click here.

They also give you the option to pay regular set amounts from your account to someone of your choice (this is called a standing order). For more information click here

For information on paying money into your account, click here.

These accounts allow you to check your balance and withdraw cash from a cash machine. Many current accounts pay interest on money you leave in the account, but usually the rate is very low.

The bank may allow you to go overdrawn (to spend more money than you have in your account) up to a certain amount -this is called an overdraft, for more information click here.

However, banks will charge interest when you go overdrawn (meaning you have to pay back more than you borrowed whilst you were overdrawn). Additionally if you go overdrawn without authorisation, or you go beyond your overdraft limit – banks will charge fees as well as interest.

For more details on current accounts, including the ability to compare common features of current accounts against basic bank accounts and savings accounts, click here.

Guides to Current A/C Basics can be found at bankrate.com/uk.

Which? provides a series of comparison tables, to help you identify the best current account for you. To use the tool, follow this link.

Packaged Accounts

For a monthly fee, packaged accounts offer you benefits like travel insurance, preferential rate overdrafts and more. But these extras aren’t always worth the fee. For a list of what you need to know before you decide on a Packaged Account, follow this link.